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Disclaimers & Safety Notes

Last Updated: November 2025

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IMPORTANT: By accessing or using MyMarketAcademy's content, you acknowledge that you have read, understood, and agree to be bound by these disclaimers, terms, and conditions. If you do not agree, please discontinue use immediately.

• Educational only.

The content provided by MyMarketAcademy™ (NAIDU RESEARCH AND INTELLIGENCE LLC) is for general education. It is not individualized investment, tax, accounting, or legal advice and does not establish a fiduciary relationship.

• No offer or solicitation.

Nothing herein is a recommendation to buy, sell, or hold any security, strategy, or instrument. We are not a broker-dealer or investment adviser.

• Investment risks.

Investing involves risk, including possible loss of principal. Past performance is not indicative of future results. Examples and case studies are hypothetical and for illustration only; they may not reflect actual results.

• Accuracy & timeliness.

Information is believed reliable but not guaranteed and may change without notice. Figures, laws, and assumptions are as of Nov 2025. Always check current sources and verify before acting.

• Personal responsibility.

All decisions are your responsibility and should consider your objectives, risk tolerance, time horizon, and financial situation. Consult qualified professionals before implementing any strategy.

• Taxes & jurisdiction.

Content is primarily U.S.-focused. Rules vary by jurisdiction and can change; seek local advice for your situation.

• Conflicts & compensation.

We may reference third-party products or links. We may receive compensation/affiliate revenue if you use certain links; any material relationships will be disclosed when applicable.

• Third-party content & tools.

External websites, data, and tools are provided "as is". We do not control third-party content and are not responsible for their accuracy, availability, or security.

• No warranties; limitation of liability.

Content is provided without warranties of any kind. To the fullest extent permitted by law, NAIDU Research and Intelligence LLC and its contributors disclaim liability for any loss or damages arising from use of this material.

• Intellectual property.

© 2025 NAIDU Research and Intelligence LLC. MyMarketAcademy™. All rights reserved. Content may not be reproduced or redistributed without permission, except for personal, non-commercial use.

• Privacy & safety.

Do not share account numbers, passwords, or other personal information. We will never ask for login credentials. Any information you choose to submit may be visible to others per our Website Terms and Privacy Policy.

• Forward-looking statements.

Opinions and outlooks reflect our judgment as of the date shown and may change without notice. We do not undertake to update forward-looking statements.

• Acceptance.

By viewing this material, you acknowledge these Disclaimers & Safety Notes and agree to the Website Terms of Use and Privacy Policy available at mymarket.academy.

📋 Website Terms of Use

1. Acceptance of Terms

By accessing MyMarketAcademy's website and content, you agree to these Terms of Use. If you do not agree, please discontinue use.

2. Use License

Permission is granted to temporarily download one copy of materials for personal, non-commercial viewing only. This license does not include:

  • Modifying or copying materials
  • Using materials for commercial purposes
  • Removing copyright or proprietary notations
  • Transferring materials to another person
  • Reproducing content on another website

3. User Conduct

You agree not to:

  • Use the website in any unlawful manner
  • Attempt to gain unauthorized access to any portion of the website
  • Interfere with the website's operation or other users' access
  • Transmit any harmful code, viruses, or malicious software
  • Harvest or collect information about users without consent

4. Content Accuracy

While we strive for accuracy, we make no guarantees about the completeness, reliability, or accuracy of content. All content is subject to change without notice.

5. External Links

Our website may contain links to third-party websites. We do not control, endorse, or assume responsibility for external content or websites.

6. Limitation of Liability

NAIDU Research and Intelligence LLC shall not be liable for any damages arising from the use or inability to use our materials, even if advised of the possibility of such damages.

7. Modifications

We reserve the right to revise these terms at any time without notice. Continued use after changes constitutes acceptance of modified terms.

8. Governing Law

These terms are governed by the laws of the United States and the jurisdiction where NAIDU Research and Intelligence LLC operates.

🔒 Privacy Policy

Information We Collect

We may collect the following types of information:

  • Automatically Collected: IP address, browser type, device information, pages visited, time spent on pages
  • Voluntarily Provided: Email address, name, or other information you choose to submit via contact forms or newsletter signup
  • Cookies: We may use cookies and similar technologies to enhance user experience and analyze website traffic

How We Use Information

Information may be used to:

  • Provide and improve our educational content
  • Send newsletters or updates (with your consent)
  • Analyze website usage and performance
  • Respond to inquiries and support requests
  • Comply with legal obligations

Information Sharing

We do not sell or rent personal information. We may share information with:

  • Service providers who assist in website operations (e.g., hosting, analytics)
  • Legal authorities if required by law
  • Third parties with your explicit consent

Data Security

We implement reasonable security measures to protect your information. However, no internet transmission is 100% secure. Use caution when submitting sensitive information online.

Your Rights

You have the right to:

  • Access your personal information
  • Request correction of inaccurate information
  • Request deletion of your information
  • Opt-out of marketing communications
  • Disable cookies through browser settings

Children's Privacy

Our website is not directed to children under 13. We do not knowingly collect information from children. If you believe a child has provided information, please contact us.

Third-Party Links

Our website may link to external sites with their own privacy policies. We are not responsible for third-party privacy practices.

Updates to Privacy Policy

We may update this policy periodically. The "Last Updated" date will reflect the most recent changes. Continued use after updates constitutes acceptance.

Contact Us

For questions about this Privacy Policy or to exercise your rights, contact us through the information provided on our website.

⚠️ Additional Important Information

Securities and Regulatory Compliance

MyMarketAcademy and NAIDU Research and Intelligence LLC are not registered as investment advisers, broker-dealers, or financial planners with any federal or state regulatory authority. We provide general educational content only.

No Endorsement

References to specific securities, investments, or strategies are for educational purposes only and do not constitute recommendations or endorsements.

Market Risks

Markets are volatile and unpredictable. Historical trends and examples do not guarantee future performance. All investments carry risk of loss.

Professional Advice Required

Before making investment decisions, consult with:

  • Licensed financial advisors or investment professionals
  • Certified Public Accountants (CPAs) for tax matters
  • Estate planning attorneys for wealth transfer strategies
  • Insurance professionals for risk management

Character-Based Content

Our character-driven educational format uses fictional personas to explain market concepts. Character opinions and statements are educational tools and do not represent actual investment advice or professional recommendations.

Affiliate Disclosure

We may earn commissions from affiliate links or partnerships. This does not influence our educational content, and all relationships are disclosed where applicable.

📧 Contact Information

NAIDU RESEARCH AND INTELLIGENCE LLC
MyMarketAcademy™
Website: www.mymarket.academy
Email: Contact via website form

For questions about these terms, please reach out through our contact page.

Final Acknowledgment: By using MyMarketAcademy's website and materials, you acknowledge that you have read, understood, and agreed to all disclaimers, terms, and policies outlined on this page. You accept full responsibility for your financial decisions and understand that MyMarketAcademy provides educational content only, not individualized advice.

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